What is the Best Age to Purchase Long Term Care Insurance?

Is there any one specific answer to this question? Numerous factors go into the decision-making process when purchasing Long Term Care Insurance. It is helpful to examine the options and availability of Long-Term Care insurance by age groups to help determine when may be the best time to purchase this type of coverage.  Experts on long term care say that the […]

Does Medicare Cover Dental Insurance?

Medicare covers certain preventive and diagnostic exams, treatments, and surgeries; however, your clients may not be aware of the components of dental care covered by Medicare.  Having complete information about Medicare benefits is essential for making decisions regarding dental health.  Does Medicare cover Dental?  No, Parts A & B does not include dental coverage. Part C (Medicare Advantage) can cover dental depending on […]

Does Medicare Cover Vision Insurance?

Medicare covers certain preventive and diagnostic exams, treatments, and surgeries; however, your clients may not be aware of the components of vision care covered by Medicare.  Having complete information about Medicare benefits is essential for making decisions regarding vision.  Does Medicare cover vision?  No, Parts A & B do not cover vision.  Part C (Medicare Advantage) can […]

Why Do Individuals Without Children Need Life Insurance?  

The need for life insurance can vary for personal reasons. Reasons may include higher prices with aging or future insurability for childless individuals. Below are the top eight reasons why an individual without children would obtain Life Insurance coverage.   Family and Family Through Friendship  The desire to leave a legacy to family is a pressing reason […]

The Top 5 Benefits of Fixed Annuities 

Fixed annuities have many benefits that allow clients to reach their long-term retirement goals. The number one fear of people now is outliving their money. They fear this more than death. Most people would rather be dead than broke. Annuities give people the ability to create a lifetime income.   Fixed annuities are uniquely positioned to include […]