Category Archives: General Agency

What are Risk Assessments? – Part 1

Today’s underwriting landscape is radically different from decades past. Once upon a time, an insured could receive substandard ratings for conditions now considered mild, such as high blood pressure or high cholesterol. Thankfully, those days are well in the past, and these conditions are now faint blips on an underwriter’s radar. Medicine has made massive […]

What is a Brokerage General Agency (BGA)?

Brokerage General Agencies are wholesalers of insurance products, this can be in the Property and Casualty or Life and Health business. They work in a space between dozens of carriers and in this example, they offer products for life, disability, long-term care, annuities, and health insurance products. Brokerage General Agencies work with financial advisors, who then communicate […]